YieldMax XYZ Option Income Strategy ETF (XYZY) High-Yield ETF Calculator

Calculate YieldMax XYZ Option Income Strategy ETF total returns with DRIP scenarios, analyze ultra-high dividend yields, and track covered call performance. Specialized tools for income-focused YieldMax ETF investing.

$9.06
$0.00 (0.00%)

Last updated: Market close

YieldMax ETFHigh Yield
26.01%
Forward Yield
Avg. Recent 3
87.47%
TTM Yield
Trailing 12M
$0.0003B
Assets
Under Mgmt
0.99%
Expense
Ratio
$26.60
52W High
Price Range
$8.74
52W Low
Price Range

📋 Covered Call Strategy Overview

XYZY employs a synthetic covered call strategy to generate high income distributions. The fund focuses on XYZ optionsto collect premiums while maintaining exposure to the underlying assets. Note: High yields come with increased volatility and potential NAV erosion.

XYZY Total Return Performance (With vs Without DRIP)

Available data range: Oct 11, 2023 - Oct 24, 2025
📈

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Processing historical data...

Performance Analysis Methodology

Data Sources:
  • • Alpha Vantage API for historical prices
  • • Real dividend payment dates and amounts
  • • Actual ex-dividend date pricing
  • • No simulated or estimated data
Calculations:
  • • DRIP assumes reinvestment at market price
  • • Total return includes all distributions
  • • Price return excludes dividend payments
  • • All returns are time-weighted
Price Only
Total Return (No DRIP)
Total Return (DRIP)

Dividend Calculator for XYZY (With or Without DRIP)

Investment Parametersfor XYZY

Adjust parameters for XYZY or modify to see different scenarios.

⚠️ High-Yield ETF

Estimates only. Options-based ETFs like XYZY have variable distributions. Use for planning purposes only.

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$100$10,000$100K
0%87.5%200%
-50%3.0%50%
$0$500$5K
-50%-50.0%50%
1 year20 years50 years

Automatically reinvest dividends

Calculate after-tax returns

XYZY Investment Growth Projection

Projected growth and dividend income after 20 years of investing in XYZY

Total Value

$429,552

Total Dividends

$2,565,988

Total Contributions

$130,000

Capital Gains

-$2,266,436

Final Dividend Yield158.0%
Annual Income$678,619

Year-by-Year Breakdown

Detailed breakdown of your investment growth over time

Disclaimer: These calculations are hypothetical projections for educational purposes only. Actual investment returns may vary significantly due to market conditions, dividend changes, and other factors. Not financial advice - consult a qualified advisor before investing.

XYZY Dividend History & Analysis

Complete distribution history with yield calculations and payment tracking

Dividend Data May Be Incomplete

The most recent dividend data appears to be from several months ago.XYZY typically distributes monthly, so recent distributions may not be reflected in this data. This is a known limitation with some financial data providers for YieldMax ETFs.

$0.106
Latest Distribution
10/23/2025
$0.706
Average Distribution
24-Month Average
69.0%
TTM Yield
Trailing 12 Months
$6.25
TTM Total
Per Share
Ex-DatePay DateAmountEx-Div PriceYield
10/23/202510/27/2025$0.106$8.9815.4%
10/16/202510/20/2025$0.218$8.8032.2%
9/25/20259/29/2025$0.278$8.8840.6%
8/28/20259/1/2025$0.433$10.0056.3%
7/31/20258/4/2025$0.678$9.9788.5%
7/3/20257/7/2025$0.440$9.8058.3%
6/5/20256/9/2025$0.873$9.60118.2%
5/8/20255/12/2025$0.414$8.7561.5%
4/10/20254/14/2025$0.441$9.8258.4%
3/13/20253/17/2025$0.501$10.6461.3%
2/13/20252/17/2025$0.584$16.4546.2%
1/16/20251/20/2025$0.634$17.7146.5%

Distribution Trends

  • Highest Distribution:$1.670
  • Lowest Distribution:$0.106
  • Distribution Consistency:Variable
  • Payment Schedule:Every 4 Weeks
  • Payment Reliability:Consistent

🔍 Yield Analysis

  • Current Forward Yield:87.5%
  • 6-Month Avg Yield:75.9%
  • Yield Stability:Moderate
  • vs Traditional Dividends:Much Higher

Data Source

  • • Real distribution data from Alpha Vantage API
  • • Historical dividend amounts and ex-dividend dates
  • 24 distributions in our database
  • • Payment dates calculated (ex-date + 2 business days)

Important Notes

  • XYZY pays every 4 weeks (13 times per year)
  • • Ex-dates are Wednesdays, pay dates are Fridays
  • • Distribution amounts vary based on options premium
  • • Some distributions may include return of capital

XYZY "House Money" Calculator

Calculate when distributions equal your initial investment - playing with "house money"

$
1104
Shares
@ $9.06/share
$729
Per Month
Est. Distribution
14M
Break Even
Time to House Money
87.47%
Annual Yield
Current Estimate

Distribution Timeline to Break Even

Month 1+$729
$729
7% recovered
Month 2+$729
$1458
15% recovered
Month 3+$729
$2187
22% recovered
Month 4+$729
$2916
29% recovered
Month 5+$729
$3645
36% recovered
Month 6+$729
$4374
44% recovered
Month 7+$729
$5102
51% recovered
Month 8+$729
$5831
58% recovered
Month 9+$729
$6560
66% recovered
Month 10+$729
$7289
73% recovered
Month 11+$729
$8018
80% recovered
Month 12+$729
$8747
87% recovered
Month 13+$729
$9476
95% recovered
Month 14+$729
$10205
102% recovered
🎉 House Money!

⚠️ Important Considerations

  • • Calculations assume current yield remains constant (distributions may vary)
  • • ETF price may decline during holding period, affecting total return
  • • "House money" concept ignores opportunity cost of alternative investments
  • • Tax implications on distributions should be considered
  • • Past performance does not guarantee future results

XYZY Price vs Dividend Relationship

Track how XYZY price movements affect distribution yields over time

Loading price-dividend data...

Recent Data Summary

MonthPriceDistributionYield

Key Relationships

  • Inverse Correlation: As price drops, yield increases
  • Distribution Variability: Payouts fluctuate with market conditions
  • Yield Amplification: Price declines magnify yield percentages
  • Income Consistency: Dollar amounts vary but payments continue

⚠️ Important Considerations

  • • High yields often indicate price depreciation
  • • Focus on total return, not just yield percentage
  • • Distribution cuts can occur during market stress
  • • Options premiums drive distribution amounts

XYZY vs Market Benchmarks

MetricXYZYSPYQQQ
YTD Price Return-12.50%+8.20%+15.10%
YTD Total Return+25.20%+8.20%+15.10%
1-Year Total Return+35.80%+12.50%+18.30%
Current Yield87.47%1.80%0.60%

XYZY Advantages

  • • Ultra-high dividend yield for income investors
  • • Strong total return performance including distributions
  • Monthly income payments
  • • Potential outperformance in sideways markets

Trade-offs vs Index ETFs

  • • Price depreciation vs capital appreciation
  • • Higher volatility and complexity
  • • Tax implications of frequent distributions
  • • Performance depends on options market conditions

XYZY Comparative Performance Chart

Interactive comparison of XYZY total returns vs SPY and QQQ benchmarks

XYZY Distribution Schedule

Monthly DistributionsYieldMax Group CEvery 28 days
Monthly distributions every 4 weeks (Group C schedule)
Confirmed schedule based on 26 historical distributions

Distribution Timeline

Declaration
Wednesday
Announcement
Ex-Dividend
Thursday
Record Date
Payment
Friday
Cash Received

Projected Distribution Dates

Next Expected
Ex: 11/20/2025
Pay: 11/21/2025
Month 1
Projected
Ex: 12/18/2025
Pay: 12/19/2025
Month 2
Projected
Ex: 1/15/2026
Pay: 1/16/2026
Month 3
Projected
Ex: 2/12/2026
Pay: 2/13/2026
Month 4
Projected
Ex: 3/12/2026
Pay: 3/13/2026
Month 5
Projected
Ex: 4/9/2026
Pay: 4/10/2026
Month 6
YieldMax C Schedule: XYZY follows YieldMax's Group C monthly distribution schedule (every 4 weeks). Declarations on Wednesday, ex-dividend on Thursday, payments on Friday. Dates may shift for holidays or market closures. Verify dates on the official YieldMax distribution schedule.

Tax Considerations for High-Yield ETFs

Return of Capital (ROC)

  • YieldMax ETFs often include ROC in distributions
  • ROC reduces your cost basis (not immediately taxable)
  • Final ROC amounts available in year-end tax documents

Income Planning

  • Consider holding in tax-advantaged accounts when possible
  • High distribution frequency may complicate tax planning
  • Consult tax professionals for personalized advice