Terms of Service

Last updated: January 2025

Acceptance of Terms

By accessing and using Dividend Stacker ("the Service"), you accept and agree to be bound by the terms and provision of this agreement.

Description of Service

Dividend Stacker provides free online dividend calculators and educational tools for investment planning. Our services include:

  • Interactive dividend and compound growth calculators
  • Real-time stock and ETF dividend data
  • Investment projection tools and analysis
  • Educational content about dividend investing

Financial Disclaimer

IMPORTANT: The information provided on this website is for educational purposes only and should not be considered as financial advice.

  • All calculations are estimates based on historical data and assumptions
  • Past performance does not guarantee future results
  • Investment values can go down as well as up
  • You should consult with a qualified financial advisor before making investment decisions
  • We are not responsible for any financial losses resulting from use of our tools

Data Accuracy

While we strive to provide accurate and up-to-date information:

  • Stock prices and dividend data are sourced from third-party APIs
  • Data may be delayed or contain errors
  • We cannot guarantee the accuracy or completeness of all information
  • Users should verify all data before making investment decisions

Acceptable Use

You agree to use our service only for lawful purposes and in accordance with these terms. You agree not to:

  • Use the service for any unlawful or prohibited purpose
  • Attempt to gain unauthorized access to our systems
  • Interfere with or disrupt the service or servers
  • Use automated tools to scrape or harvest data
  • Reproduce or distribute our content without permission

Intellectual Property

The content, features, and functionality of Dividend Stacker are owned by us and are protected by copyright, trademark, and other laws.

  • You may use our calculators for personal, non-commercial purposes
  • You may not copy, modify, or distribute our content without permission
  • All trademarks and logos are the property of their respective owners

Limitation of Liability

To the fullest extent permitted by law, Dividend Stacker shall not be liable for:

  • Any direct, indirect, incidental, or consequential damages
  • Financial losses resulting from use of our calculators
  • Errors or omissions in data or calculations
  • Service interruptions or technical issues
  • Any damages arising from third-party data sources

Service Availability

We strive to maintain service availability but cannot guarantee uninterrupted access:

  • Services may be temporarily unavailable for maintenance
  • Third-party data providers may experience outages
  • We reserve the right to modify or discontinue features
  • No guarantee of data accuracy or service uptime

Privacy

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your information.

Changes to Terms

We reserve the right to modify these terms at any time. Changes will be posted on this page with an updated revision date. Continued use of the service constitutes acceptance of modified terms.

Contact Information

If you have questions about these terms of service, please contact us through our website.