JEPI vs SCHD: Which Pays More, and Which Returned More?
Covered call income today vs dividend growth compounding — the classic income debate.
Side by Side
JEPI vs SCHD
| JEPI | SCHD | |
|---|---|---|
| Provider | JPMorgan | Schwab |
| Price | $56.87 | $33.71 |
| Forward yield | 8.1% | 3.1% |
| Trailing 12-month yield | 8.0% | 3.1% |
| Payout frequency | monthly | quarterly |
| Next ex-date | Nov 2, 2026 | Dec 9, 2026 |
| 1-year total return (DRIP) | +8.3% | +29.8% |
| Total return since Oct 13, 2021 (DRIP) | +45.4% | +60.2% |
| Annualized return (DRIP) | +7.8% | +9.9% |
| Price-only return (no dividends) | -5.6% | +33.9% |
JEPI vs SCHD
$10,000 invested Oct 13, 2021 to Oct 14, 2026, all dividends reinvested
JEPI vs SCHD: Common Questions
Which pays a higher yield, JEPI or SCHD?
Based on recent distributions annualized against the current price, JEPI has a forward yield of about 8.1% and SCHD about 3.1%, so JEPI currently pays the higher yield. Distribution rates change over time, especially for option income funds.
Which had the better total return, JEPI or SCHD?
From Oct 13, 2021 to Oct 14, 2026, $10,000 with all distributions reinvested grew to $14,542 in JEPI (+45.4%) versus $16,019 in SCHD (+60.2%). SCHD had the better total return over this shared window. Past performance does not predict future results.
How often do JEPI and SCHD pay distributions?
JEPI pays monthly and SCHD pays quarterly. Check each fund page for the next expected ex-dividend date.
Related Comparisons
All figures are computed from split-adjusted prices and actual distributions with reinvestment on the ex-date, over the longest window both funds share (up to 5 years). Nothing on this page is investment advice. See how these numbers are calculated.