Compare / JEPI vs SCHD

JEPI vs SCHD: Which Pays More, and Which Returned More?

Covered call income today vs dividend growth compounding — the classic income debate.

Side by Side

JEPI vs SCHD

JEPISCHD
ProviderETFETF
Price$56.71$32.39
Forward yield8.3%3.2%
Trailing 12-month yield8.1%3.2%
Payout frequencymonthlyquarterly
Next ex-dateJul 31, 2026
1-year total return (DRIP)+8.2%+22.9%
Total return since Jul 1, 2021 (DRIP)+44.1%+53.0%
Annualized return (DRIP)+7.6%+8.9%
Price-only return (no dividends)-6.2%+27.9%

JEPI vs SCHD

$10,000 invested Jul 1, 2021 to Jul 2, 2026, all dividends reinvested

JEPI (this fund)
$14,406
+44.1% total
SCHD
$15,295
+53.0% total
An honest yardstick for income funds: high distributions can still trail simply holding a broad index. All series use actual prices and distributions with reinvestment on the ex-date.

JEPI vs SCHD: Common Questions

Which pays a higher yield, JEPI or SCHD?

Based on recent distributions annualized against the current price, JEPI has a forward yield of about 8.3% and SCHD about 3.2%, so JEPI currently pays the higher yield. Distribution rates change over time, especially for option income funds.

Which had the better total return, JEPI or SCHD?

From Jul 1, 2021 to Jul 2, 2026, $10,000 with all distributions reinvested grew to $14,406 in JEPI (+44.1%) versus $15,295 in SCHD (+53.0%). SCHD had the better total return over this shared window. Past performance does not predict future results.

How often do JEPI and SCHD pay distributions?

JEPI pays monthly and SCHD pays quarterly. Check each fund page for the next expected ex-dividend date.

Related Comparisons

All figures are computed from split-adjusted prices and actual distributions with reinvestment on the ex-date, over the longest window both funds share (up to 5 years). Nothing on this page is investment advice. See how these numbers are calculated.